{"id":7125,"date":"2024-03-02T12:03:51","date_gmt":"2024-03-02T15:03:51","guid":{"rendered":"https:\/\/sombreroseguros.com.br\/products\/responsabilidade-civil-profissional\/"},"modified":"2024-08-27T23:37:52","modified_gmt":"2024-08-28T02:37:52","slug":"professional-civil-liability","status":"publish","type":"page","link":"https:\/\/sombreroseguros.com.br\/en\/products\/professional-civil-liability\/","title":{"rendered":"Professional Civil Liability"},"content":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1624449743096{margin-top: -65px !important;padding-top: 60px !important;padding-bottom: 60px !important;background-color: #e5f6f6 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;5577&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_custom_heading text=&#8221;Professional Civil Liability&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23000000&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1724812333846{border-bottom-width: 20px !important;}&#8221;][vc_column_text]The Professional Civil Liability Insurance is a protection against losses and damages caused to third parties to practicing professionals. It is indicated to self-employed professionals and to small and medium enterprises that offer diverse professional services, such as doctors, other health professionals, engineers, and architects.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1710182879528{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 50px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;overflow-hidden&#8221;][vc_column][vc_custom_heading text=&#8221;About the Insurance&#8221; font_container=&#8221;tag:h4|font_size:44|text_align:center|color:%23333333&#8243; use_theme_fonts=&#8221;yes&#8221;][vc_row_inner css=&#8221;.vc_custom_1710182927384{padding-top: 50px !important;}&#8221; el_class=&#8221;seguros-icones&#8221;][vc_column_inner width=&#8221;1\/2&#8243; offset=&#8221;vc_col-lg-6 vc_col-md-6&#8243;]\n        \n        <div class=\"iq-afford-services text-  \">\n        \t <div class=\"iq-afford-img\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/sombreroseguros.com.br\/wp-content\/uploads\/2021\/03\/SEGURO-AGRICOLA_icon_1-1.png\" alt=\"fancy\"\/>\n\t\t    <\/div>\n\t\t    <div class=\"afford-info \">\n                <h4 class=\"mb-2\">Assured:<\/h4>              \n\t\t\t    <p >Individual or legal entity who, having insurable interest, acquires the insurance for its own or third parties\u2019 benefit.<\/p>\n            <\/div>\n           \n            \n\t    <\/div> \n        \n        <div class=\"iq-afford-services text-  \">\n        \t <div class=\"iq-afford-img\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/sombreroseguros.com.br\/wp-content\/uploads\/2021\/03\/SEGURO-AGRICOLA_icon_3-1.png\" alt=\"fancy\"\/>\n\t\t    <\/div>\n\t\t    <div class=\"afford-info \">\n                <h4 class=\"mb-2\">Coverage:<\/h4>              \n\t\t\t    <p >Third parties\u2019 coverage regarding damages caused throughout the provision of professional services of which the Assured is held civilly liable according to the terms of the hired coverages and Policy.<\/p>\n            <\/div>\n           \n            \n\t    <\/div> \n        \n        <div class=\"iq-afford-services text-  \">\n        \t <div class=\"iq-afford-img\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/sombreroseguros.com.br\/wp-content\/uploads\/2021\/03\/SEGURO-AGRICOLA_icon_2-1.png\" alt=\"fancy\"\/>\n\t\t    <\/div>\n\t\t    <div class=\"afford-info \">\n                <h4 class=\"mb-2\">Covered Perils:<\/h4>              \n\t\t\t    <p >Civil judicial proceedings and\/or administrative procedures proposed by third parties towards the Assured, intending to hold him civilly liable for material and\/or esthetic and\/or moral and\/or bodily damages;<br \/>\ndefense costs exclusively designated to the Assured advocacy process, provided they are resulting from a triggering event.<\/p>\n            <\/div>\n           \n            \n\t    <\/div> [\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]\n        \n        <div class=\"iq-afford-services text-  \">\n        \t <div class=\"iq-afford-img\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/sombreroseguros.com.br\/wp-content\/uploads\/2021\/03\/SEGURO-AGRICOLA_icon_1-1.png\" alt=\"fancy\"\/>\n\t\t    <\/div>\n\t\t    <div class=\"afford-info \">\n                <h4 class=\"mb-2\">Beneficiary:<\/h4>              \n\t\t\t    <p >Third party who suffered damages caused by the Assured.<\/p>\n            <\/div>\n           \n            \n\t    <\/div> \n        \n        <div class=\"iq-afford-services text-  \">\n        \t <div class=\"iq-afford-img\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/sombreroseguros.com.br\/wp-content\/uploads\/2021\/03\/SEGURO-AGRICOLA_icon_4.png\" alt=\"fancy\"\/>\n\t\t    <\/div>\n\t\t    <div class=\"afford-info \">\n                <h4 class=\"mb-2\">Claim:<\/h4>              \n\t\t\t    <p >The occurrence of a risk covered by the policy.<\/p>\n            <\/div>\n           \n            \n\t    <\/div> \n        \n        <div class=\"iq-afford-services text-  \">\n        \t <div class=\"iq-afford-img\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/sombreroseguros.com.br\/wp-content\/uploads\/2021\/03\/SEGURO-AGRICOLA_icon_4.png\" alt=\"fancy\"\/>\n\t\t    <\/div>\n\t\t    <div class=\"afford-info \">\n                <h4 class=\"mb-2\">Indemnification:<\/h4>              \n\t\t\t    <p >Payment up to the maximal limit on the insurance policy (or up to the maximal indemnification limit per acquired coverage), of the amounts the Assured was sentenced to pay to injured third parties.<\/p>\n            <\/div>\n           \n            \n\t    <\/div> [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1615772188980{margin-top: 0px !important;margin-bottom: 20px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column][vc_column_text]SUSEP Circular No 621\/2021 \u2013 Art. 5: The insurance proposal and contract conditions<br \/>\nshall inform, in accordance with the remaining requirements included in current regulation, the following:<\/p>\n<p>I \u2013 the acceptance of the insurance proposal is subject to risk analysis;<br \/>\nII \u2013 product registration is automatic, and does not indicate approval nor<br \/>\nrecommendation from Susep; and<br \/>\nIII \u2013 the policyholder may verify the status of both the insurance broker\u2019s registration and the insurer\u2019s registration at the website www.susep.gov.br.<\/p>\n<p>\u00a7 2: The information in the item II above shall be inserted, necessarily, in each and every marketing and advertising material used.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1615772245954{padding-top: 40px !important;}&#8221; el_class=&#8221;blog-seguros2&#8243;][vc_column]\n\t\t\t<div class=\"title-box text-center\"><h2 class=\"title font-weight-bold\">BLOG SOMBRERO SEGUROS<\/h2><p class=\"sub-title\">The main news from the business world commented by experts.<\/p>\n\t\t\t<\/div>\n        <div class=\"vizion-recentblog v1\"><div class=\"owl-carousel\" data-dots=\"false\" data-nav=\"false\" data-items=\"3\" data-items-laptop=\"3\" data-items-tab=\"2\" data-items-mobile=\"1\" data-items-mobile-sm=\"1\" data-autoplay=\"true\" data-loop=\"true\" data-margin=\"30\">\n        <\/div>\n        <\/div>[\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1624449743096{margin-top: -65px !important;padding-top: 60px !important;padding-bottom: 60px !important;background-color: #e5f6f6 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;5577&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_custom_heading text=&#8221;Professional Civil Liability&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23000000&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1724812333846{border-bottom-width: 20px !important;}&#8221;][vc_column_text]The Professional Civil Liability Insurance is a protection against losses and damages caused to third parties to practicing professionals. It is indicated to self-employed professionals and to small and medium enterprises that offer [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":3087,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7125","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Professional Civil Liability - Sombrero Seguradora<\/title>\n<meta name=\"description\" content=\"The Professional Civil Liability Insurance is a protection against losses and damages caused to third parties to practicing professionals...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sombreroseguros.com.br\/en\/products\/professional-civil-liability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Professional Civil Liability - 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