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Road Passenger Transport Civil Liability

Road Passenger Transport Civil Liability

Sombrero Seguros, with the Road Passenger Transport Civil Liability Insurance, provides balance and tranquility to bus companies in case of accidents with vehicles belonging to their fleet that may provoke bodily and/or material damages to passengers, crew members, or non-transported third parties.

About the Insurance

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Assured:

Individual or legal entity owning a Road Passenger Transport Company.

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Coverage:

Material/bodily damages, moral/esthetic damages, and personal accidents.

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Covered Perils:

Civil Liability of bodily and material damages, esthetic and moral damages, accidental death, permanent disability due to an accident, luggage, and others.

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Beneficiary:

Passengers, crew members, non-transported third parties, and/or their legal beneficiaries.

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Claim:

Damages caused to passengers, crew members, and non-transported third parties of which the Assured is accountable of, according to Policy’s coverages.

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Indemnification:

Reimbursement of costs due to damages provoked in traffic accidents by the insured vehicle and under the Assured responsibility.

SUSEP Circular No 621/2021 – Art. 5: The insurance proposal and contract conditions shall inform, in accordance with the remaining requirements included in current regulation, the following:

I – the acceptance of the insurance proposal is subject to risk analysis;
II – product registration is automatic, and does not indicate approval nor
recommendation from Susep; and
III – the policyholder may verify the status of both the insurance broker’s registration and the insurer’s registration at the website www.susep.gov.br.

§ 2: The information in the item II above shall be inserted, necessarily, in each and every marketing and advertising material used.

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